Ke 100 Index adds 0.9% as Visa and MasterCard payments

CE 100 index is inspired last week by paying and charging the sector. As always as the first few weeks of the year to open, the quarterly result sends centimony to Investor and stock prices.

Earnings from Visa and MasterCard keys are drivers in part, with a positive commentary and consumer spending data. As a result, the column with 2.5%.

The networks to pay emphasis on

MastercardThe stock of S assembled 4.8%.

The Fourth Quarter of Mastercard Results indicate that gross dollars in consumers are at 12% year of year (Yoy) up to $ 2.6 trillion. Within that number, spending the debit cards that have been accounted for 10.7%, outpacing the 7.8% credit card expenditure gain. The number of cards used by consumers and commercial clients around the world are at 6% to 3.5 billion.

During a conference call with analysts, CEO Michael Miebach Said, “The macroeconomic environment continues well, and it is attended by healthy consumer speech,” add, “consumers remain involved. While the mass effect is supported in the labor market. ”

Everywhere, Miebach said that during 2024, the company tokizes 4 billion transactions per month, a rate higher than six years ago. Commercial flow represents a $ 80 trillion opportunity for MasterCard, which only $ 3 is the trillion of spending that occurs on the cards, Miebach said on the call. In 2024, commercial debit and credit volumes 13% of the total grass dollar, 11% higher as measured yoy.

Visaon The own income report,, Detailed within the US, debit numbers are at 8% and Credit volumes 7% higher. Cross-Border Volumes are about 15% higher in frequent terms of dollars.

seriously Ryan Mcinerney The conference call said there are analysts that the quarterly number of about $ 4 trillion is that Digital payment transferred, currently accounting for more than 60% number.

The company has released 4.7 billion credentials, that represents 7% Growth of YOY, and also provides 12.6 billion tokens, representing a 44% surge of YOY.

“If you only look at ecommerce in tokized transactions,” McInerney said during the call, “we have six percent of approval point. That (translated to) higher sales For our merchants partner and 30% decrease in deception rates, which are good for everyone in ecosystem. … Tokens have become one of our most important platforms for innovation. “

With a nod of appealing tap-to-pay functions say 74% of all face-to-face with no contact with markets such as Japan and Argentina. In the US, the tap-to-pay of 13 percentage percentage points of 57%.

Visa parts gather in 3.6%

ProveStock stock is at 9.3%.

As reported in the pymts, Purchase today, pay later (BNPL) Giant announced a newly expanded capital partnership (which dates Back to 2019) with Liberty Mutual Investments, which the company says to increase consumers access to prevent payment options. By June 2027LMI can buy installation loans Install a passage of flow forward, in value up to $ 750 million unique. LMI expected to invest up to $ 5 billion in time programAccording to the notice of later month.

The post-sharing slide in LendingClub

The Purchase Columns earned Offset by a slide on the bank part, which falls around 3%. The President contributed the slide Lendclubthat sees its shares that produce about 21% at the end of the earnings.

Last weekPymts reported that the latest quarterly LendingClub results indicate the growth of many metric keys and deposits in digital banking arms and some improved credit dimensions. However in some cases, growth decelered to Last Quarter of the YearAnd looking forward sends investors to trails, even last week.

Consumer debt sources in the fourth quarter have $ 1.8 billion, up 13% yoy. That rate is a deceleration from 23% speed that that FOUND to the most recent third-quarter income report. Profits are 17% higher than $ 217.2 million. Deposits are in 24% Yoy to $ 9.1 billion. In terms of guidance, the firm’s first-quarter of the loan sources of $ 1.8 billion to $ 1.5 value to prompt 12.5% ​​to about 18%.

CFO Drew Labenne saying the call that marketing costs will add, add that in the first quarter guide, “we have gained trust in the market third quarters. We expect to grow on loan volumes while we work in the year, “And the fourth quarter of the year can see the sources of about 25% above the current level.

Pre-provision Net Net Revenue Gariantion for the current quarter of $ 60 million to $ 70 million, as an analyst found in the call of about $ 73 million. That number will be affected by further marketing spendingAccording to the Community Community.

Tesla lost about 1%, and Fedex Gives 3%, as the action step has declined 1.4%.

In the most recent report of income, Tesla reported a 70% reduction in net income compared to the same period of 2023. The company reported 495,570 years of fiscal tips. The company remains adult that the greater ability to carry the mass adoption, but if it keeps margins it remains a critical question for investors, reported in pymts.