We are a few days away from 2025 COLA increase officially entered into force. Social security (pension and survivors) recipients will now see a 2.5% increase in their next check and over the year. The COLA increase is also extended Supplemental Security Income and Social Security Disability insurance buyers. If you’re not sure when to expect your check, we’ve got you covered below.
If you’re still waiting for your check from December, check it out What to do if you don’t have a Social Security payment.
Read on to find out when you’ll receive your check and how your payment date is determined by the Social Security Administration. In addition, we will cover the payment dates of other government benefits. For more, don’t miss it Social Security and SSDI cheat sheet.
When will I receive my Social Security check?
Want to know what day of the month you will receive your check? Social Security and SSDI payment schedule for January.
Social insurance payment schedule for January 2025
| You received Social Security before May 1997 | January 3 |
|---|---|
| If your birthday falls between the 1st and 10th of any month | January 8 |
| If your birthday falls between the 11th and 20th of any month | January 15 |
| If your birthday falls between the 21st and 31st of any month | January 22 |
How is my Social Security payment date determined?
Social security payments are usually paid starting on the 2nd Wednesday of the month. The remaining two payments will be made on the next two Wednesdays of the month. The week you receive your payment depends on your date of birth. There is one big exception, which I’ll mention below.
| Date of birth: | Social Security verification date |
|---|---|
| 1st and 10th | 2nd Wednesday of the month |
| 11 and 20 | 3rd Wednesday of the month |
| 21 and 31 | 4th Wednesday of the month |
Will I receive my other government benefits on the same day?
If you received Social Security benefits before May 1997, or if you received both Social Security and Supplemental Security Income, your payment schedule is not determined by your date of birth. Instead, payments are made on the same date each month, with a few exceptions that I’ll explain below.
Social Security payments will be sent on the 3rd of each month, and SSI payments on the 1st of each month. These dates will sometimes change if the 1st or 3rd of the month falls on a weekend or holiday. For example, last year, March 3rd fell on a weekend, so Social Security recipients received their March payments two days early, on March 1st.
The only benefits paid on the same schedule are Social Security and Social Security Disability Insurance.
Didn’t receive your Social Security check? Start here.
If you have a check when needed or not visible at allThe Social Security Administration suggests waiting three additional postal days before contacting him. After that, you can call the national toll-free number: 1-800-772-1213.
The SSA notes that “wait times to speak with a representative are typically shorter in the morning, at the end of the week, and at the end of the month.”
If you’re having trouble getting SSA through a national number, you can use them office locator to find a local office reach out.
See for more information How to apply for Social Security benefits for eligible children and How to Apply for Social Security Disability Insurance.
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